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AI is everywhere, and Boomers don’t trust it 

Artificial intelligence tools like ChatGPT, Claude, Google Gemini, and Meta AI represent a stronger threat to data privacy than the social media juggernauts that cemented themselves in the past two decades, according to new research on the sentiments of older individuals from Malwarebytes.  

A combined 54% of people between the ages of 60 and 78 told Malwarebytes that they “agree” or “strongly agree” that ChatGPT and similar generative AI tools “are more of a threat than social media platforms (e.g., Facebook, Twitter/X, etc.) concerning personal data misuse.” And an even larger share of 82% said they “agree” or “strongly agree” that they are “concerned with the security and privacy of my personal data and those I interact with when using AI tools.”  

The findings arrive at an important time for consumers, as AI developers increasingly integrate their tools into everyday online life—from Meta suggesting that users lean on AI to write direct messages on Instagram to Google forcing users by default to receive “Gemini” results for basic searches. With little choice in the matter, consumers are responding with robust pushback.  

For this research, Malwarebytes conducted a pulse survey of its newsletter readers in October via the Alchemer Survey Platform. In total, 851 people across the globe responded. Malwarebytes then focused its analysis on survey participants who belong to the Baby Boomer generation.  

Malwarebytes found that:  

  • 35% of Baby Boomers said they know “just the names” of some of the largest generative AI products, such as ChatGPT, Google Gemini, and Meta AI.  
  • 71% of Baby Boomers said they have “never used” any generative AI tools—a seeming impossibility as Google search results, by default, now provide “AI overviews” powered by the company’s Gemini product. 
  • Only 12% of Baby Boomers believe that “generative AI tools are good for society.”  
  • More than 80% of Baby Boomers said that they worry about generative AI tools both improperly accessing their data and misusing their personal information.  
  • While more than 50% of Baby Boomers said they would feel more secure in using generative AI tools if the companies behind them provided regular security audits, a full 23% were unmoved by proposals in transparency or government regulation. 

Distrust, concern, and unfamiliarity with AI  

Since San Francisco-based AI developer OpenAI released ChatGPT two years ago to the public, “generative” artificial intelligence has spread into nearly every corner of online life.  

Countless companies have integrated the technology into their customer support services with the help of AI-powered chatbots (which caused a problem for one California car dealer when its own AI chat bot promised to sell a customer a 2024 Chevy Tahoe for just $1). Emotional support and mental health providers have toyed with having their clients speak directly with AI chatbots when experiencing a crisis (to middling results). Audio production companies now advertise features to generate spoken text based off samples of recorded podcasts, art-sharing platforms regularly face scandals of AI-generated “stolen” work, and even AI “girlfriends”—and their scantily-clad, AI-generated avatars—are on offer today.  

The public are unconvinced.  

According to Malwarebytes’ research, Baby Boomers do not trust generative AI, the companies making it, or the tools that implement it.  

A full 75% of Baby Boomers said they “agree” or “strongly agree” that they are “fearful of what the future will bring with AI.” Those sentiments are reflected in the 47% of Baby Boomers who said they “disagree” or “strongly disagree” that “generative AI tools are good for society.”  

In particular, Baby Boomers shared a broad concern over how these tools—and the developers behind them—collect and use their data.  

More than 80% of Baby Boomers agreed that they held the following concerns about generative AI tools: 

  • My data being accessed without my permission (86%) 
  • My personal information being misused (85%) 
  • Not having control over my data (84%) 
  • A lack of transparency into how my data is being used (84%) 

The impact on behavior here is immediate, as 71% of Baby Boomers said they “refrain from including certain data/information (e.g., names, metrics) when using generative AI tools due to concerns over security or privacy.”  

The companies behind these AI tools also have yet to win over Baby Boomers, as 87% said they “disagree” or “strongly disagree” that they “trust generative AI companies to be transparent about potential biases in their systems.” 

Perhaps this nearly uniform distrust in generative AI—in the technology itself, in its implementation, and in its developers—is at the root of a broad disinterest from Baby Boomers. An enormous share of this population, at 71%, said they had never used these tools before.  

The statistic is difficult to believe, primarily because Google began powering everyday search requests with its own AI tool back in May 2024. Now, when users ask a simple question on Google, they will receive an “AI overview” at the top of their results. This functionality is powered by Gemini—Google’s own tool that, much like ChatGPT, can generate images, answer questions, fine-tune recipes, and deliver workout routines.  

Whether or not users know about this, and whether they consider this “using” generative AI, is unclear. What is clear, however, is that a generative AI tool created by one of the largest companies in the world is being pushed into the daily workstreams of a population that is unconvinced, uncomfortable, and unsold on the entire experiment.  

Few paths to improvement  

Coupled with the high levels of distrust that Baby Boomers have for generative AI are widespread feelings that many corrective measures would have little impact.  

Baby Boomers were asked about a variety of restrictions, regulations, and external controls that would make them “feel more secure about using generative AI tools,” but few of those controls gained mass approval.  

For instance, “detailed reports on how data is stored and used” only gained the interest of 44% of Baby Boomers, and “government regulation” ranked even lower, with just 35% of survey participants. “Regular security audits by third parties” and “clear information on what data is collected” piqued the interest of 52% and 53% of Baby Boomers, respectively, but perhaps the most revealing answers came from the suggestions that the survey participants wrote in themselves.  

Several participants specifically asked for the ability to delete any personal data ingested by the AI tools, and other participants tied their distrust to today’s model of online corporate success, believing that any large company will collect and sell their data to stay afloat. 

But frequently, participants also said they could not be swayed at all to use generative AI. As one respondent wrote:  

“There is nothing that would make me comfortable with it.”    

Whether Baby Boomers represent a desirable customer segment for AI developers is unknown, but for many survey participants, that likely doesn’t matter. It’s already too late. 

QuickBooks popup scam still being delivered via Google ads

Accounting software QuickBooks, by Intuit, is a popular target for India-based scammers, only rivaled for top spot by the classic Microsoft tech support scams.

We’ve seen two main lures, both via Google ads: the first one is simply a website promoting online support for QuickBooks and shows a phone number, while the latter requires victims to download and install a program that will generate a popup, also showing a phone number. In both instances, that number is fraudulent.

The fake QuickBooks popup was previously described in detail by eSentire and reveals how scammers are able to hijack the software functionality by generating bogus alert messages.

We ran into an active malvertising campaign recently, indicating that this scheme is still very much alive and well. In this blog post, we review how QuickBooks users that downloaded the program from a malicious ad will be plagued with a popup generated at certain intervals, instilling fear that their data may be corrupt so that they call for assistance.

Fake QuickBooks download

When searching for ‘quickbooks download‘ on Google, we see a sponsored result appear at the top. This ad promotes a website where users can supposedly download the latest version of QuickBooks.

image 999f87

Here is the website, showing the official logo and even a “Solution Provider” seal of approval:

image f923af

One thing that may alert users is that the download is hosted on Dropbox:

https://www.dropbox.com/scl/fi/ybket868cp7nx5dhj11cu/QuickBooks_Installer.msi?rlkey=gp1t0siqr2j089vhgysn4nm33&st=4ajnlxze&dl=1

The form (zeform)

This installer serves two purposes: one is to download the real QuickBooks program from Intuit’s website, and the other is to surreptitiously install a sort of backdoor “zeform.exe“. This simple binary was designed to integrate with QuickBooks in such a way that it can generate a fake error message, as seen below:

image 10bd90

This type of error may be alarming to people who have spent hours loading data into QuickBooks and aren’t aware that this popup, although appearing to come from QuickBooks itself, is in fact totally made up.

The application that creates it is a program written in Microsoft .NET, which contains two important methods that control when and how the popup appears:

  • MonitorAndShowForm(), which calls CalculateNextDisplayDate and is incremented on week days
  • CheckTimeWindow() to make sure it is a weekday and within a certain time window
image 044662

The text content (fake instructions) can also be seen here, encoded in Base64 presumably to avoid detection from antivirus software:

image 8f9d7b

Conclusion

This clever scheme has been going for some time now and every now and again we see some people reporting it online, seemingly always via Google ads.

Scammers will usually ask their victims to download a program to remotely access their computer so that they can take a look at the issue and fix it. This is always dangerous and you should be extremely cautious if you’ve already let someone access your computer.

In addition to demanding to be paid to fix inexistent problems, scammers may also put malware that will give them continued access or even the ability to steal users’ passwords.

Acknowledgments

We would like to thank Joe Desimone from Elastic Security for taking a look at the malicious executable and Squiblydoo for checking on the Microsoft certificate used to sign the fraudulent popup executable.


We don’t just report on threats—we remove them

Cybersecurity risks should never spread beyond a headline. Keep threats off your devices by downloading Malwarebytes today.

Indicators of Compromise

bizzgrowthinc[.]com
QuickBooks_Installer.msi
9e0b46194dc1c034422700b02c6aca01290d144735e48c4a83eea34773be5f52
zeform.exe
0c3f5f7bed8efbb6b1de3e804d22397a8bdf442b83962444970855fc9606c9f5

An air fryer, a ring, and a vacuum get brought into a home. What they take out is your data (Lock and Code S05E24)

This week on the Lock and Code podcast…

The month, a consumer rights group out of the UK posed a question to the public that they’d likely never considered: Were their air fryers spying on them?

By analyzing the associated Android apps for three separate air fryer models from three different companies, a group of researchers learned that these kitchen devices didn’t just promise to make crispier mozzarella sticks, crunchier chicken wings, and flakier reheated pastries—they also wanted a lot of user data, from precise location to voice recordings from a user’s phone.

“In the air fryer category, as well as knowing customers’ precise location, all three products wanted permission to record audio on the user’s phone, for no specified reason,” the group wrote in its findings.

While it may be easy to discount the data collection requests of an air fryer app, it is getting harder to buy any type of product today that doesn’t connect to the internet, request your data, or share that data with unknown companies and contractors across the world.

Today, on the Lock and Code pocast, host David Ruiz tells three separate stories about consumer devices that somewhat invisibly collected user data and then spread it in unexpected ways. This includes kitchen utilities that sent data to China, a smart ring maker that published de-identified, aggregate data about the stress levels of its users, and a smart vacuum that recorded a sensitive image of a woman that was later shared on Facebook.

These stories aren’t about mass government surveillance, and they’re not about spying, or the targeting of political dissidents. Their intrigue is elsewhere, in how common it is for what we say, where we go, and how we feel, to be collected and analyzed in ways we never anticipated.

Tune in today to listen to the full conversation.

Show notes and credits:

Intro Music: “Spellbound” by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 4.0 License
http://creativecommons.org/licenses/by/4.0/
Outro Music: “Good God” by Wowa (unminus.com)


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A week in security (November 11 – November 17)

Last week on Malwarebytes Labs:

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Malicious QR codes sent in the mail deliver malware

Physical letters that contain a QR code to trick people into downloading malware are being sent through the mail, according to a warning issued by The Swiss National Cyber Security Centre (NCSC).

The letters are sent as if they come from the official Swiss Federal Office of Meteorology and Climatology (MeteoSwiss) and they urge the recipient to install a new “severe weather app.”

This app, however, does not exist, and the letters do not come from MeteoSwiss either.

Scanning the QR code in the malicious letters leads to a banking Trojan known as Coper, but also referred to as Octo2. Coper is a Malware-as-a-Service which “customers” can spread as they see fit, but they pay for the use of the malicious software and the underlying infrastructure. These customers are running campaigns targeting Europe, the US, Canada, the Middle East, Singapore, and Australia.

Coper is a sophisticated banking Trojan that has several advanced features:

  • Device Takeover (DTO) capabilities for remote control
  • Advanced obfuscation techniques to avoid detection
  • Overlay attacks aimed at credential theft

The fake “meteorology app” for this malware campaign is disguised under the name “AlertSwiss” when installed on Android devices, but Coper cybercriminals can customize these names for all other campaigns. That adaptability makes for a more convincing lure depending on which country or region is being targeted. For instance, “AlertSwiss” is a clear attempt to fake the name of an official app from the Federal Office for Civil Protection which is used by federal and cantonal agencies to inform, warn, and alert the population. That real app’s name is “Alertswiss” (note the tiny difference).

Using QR codes in snail mail offers the criminals a few advantages. People may not expect to end up with their device infected by something as non-technical as a physical letter. And QR codes get typically read by mobile devices, which—unfortunately—still get overlooked when it comes to installing security software.

QR codes are becoming more common, especially after the COVID-19 pandemic which pushed many restaurants into using digital menus instead of physical menus that are shared between customers (in the earliest days of COVID lockdowns, science was still emerging on the risk levels of touching shared objects). Because of so much change in the past few years, seeing a QR code in a letter from an official institution does not trigger any alarm bells anymore.

And many Android users suffer from either a “patch gap” or are even using Android versions that are no longer supported, so will never receive another security update. One of the main causes for a patch gap is the time it takes a fix for a known vulnerability to trickle down from software vendor to individual device manufacturers, which then need to make it available for the users.

Security advice

  • Keeping your device up to date protects you from known vulnerabilities and helps you to stay safe.

We have found that many users have no idea whether their devices are still receiving updates. You can find your device’s Android version number, security update level, and Google Play system level in your Settings app. You’ll get notifications when updates are available for you, but you can also check for them yourself.

For most phones it works like this: Under About phone or About device you can tap on Software updates to check if there are new updates available for your device, although there may be slight differences based on the brand, type, and Android version of your device.

  • Scan a QR code with the same security mindset as clicking a link

If you scan a QR code, make sure to use an app that shows you the full URL and asks you first before it visits the URL encoded in the QR code. If you do not trust the URL, don’t allow your device to open the link and, if necessary, research to find another, more trustworthy, way to get the information or download you want. Modern Android devices (version 8 and above) have a native QR code scanning capability built into the camera app. Some QR code scanner apps may have a feature that automatically executes actions like opening a website or downloading a file. Disable such features.

  • Use anti-malware protection on your devices

Your mobile devices are in need of protection just as much as your computer. Malwarebytes offers customers Malwarebytes for Android and Malwarebytes for iOS. Malwarebytes detects Coper as Android/Trojan.Banker.Ink.a.

122 million people’s business contact info leaked by data broker

A data broker has confirmed a business contact information database containing 132.8 million records has been leaked online.

In February, 2024, a cybercriminal offered the records for sale on a data breach forum claiming the information came from pureincubation[.]com.

Post on BreachForums from February
Cybercriminal offering to sell Pure Incubation data

Pure Incubation was founded in 2012, and the company later rebranded to DemandScience. DemandScience describes itself as “a leading global B2B demand generation company accelerating global growth for clients.”

DemandScience says it specializes in lead generation, content marketing, and software development offering data intelligence and marketing solutions for B2B organizations. That’s a mouthful to describe a data broker that specializes in selling aggregated public data that other companies can use in their marketing campaigns.

When contacted by BleepingComputer about the leak, DemandScience responded by email:

“Regarding the matter referenced in your email, we have conducted a thorough internal investigation and conclude that none of our current operational systems were exploited. We also conclude that the leaked data originated from a system that has been decommissioned for approximately two years.”

It might not be a current system, but a third-party count of the data still showed around 122 million unique business email addresses. Although at some point when we all have switched jobs, it will become worthless. Maybe that’s why the cybercriminals offered to sell for $6,000.

That the company left a decommissioned system online for a criminal to find and plunder should be grounds for a hefty fine.

Despite DemandScience playing it down, the data is valuable. How else is it making money by gathering it from public records?

What can you do?

Any business that meets the definition of data broker must register with the California Privacy Protection Agency (CPPA) annually. The CPPA defines data brokers as businesses that consumers don’t directly interact with, but that buy and sell information about consumers from and to other businesses.

This is good news, because it offers Californians a sort of opt-out opportunity, by filling out this form: https://demandscience.com/privacy-policy-ccpa/

You can check whether your email address was included in this data breach by using Malwarebytes’ free Digital Footprint scan. Fill in the email address you’re curious about and we’ll give you a free report.

This leak also shows how important it can be to have your data removed from data brokers sites like these. To help you, Malwarebytes offers a Personal Data Remover service (US only) that can delete your information from search results, spam lists, people search sites, data brokers, and more.

Advertisers are pushing ad and pop-up blockers using old tricks

Despite the countermeasures some services are taking against well-known ad blockers, lots of people now use one. This is no doubt due to increased privacy concerns around online tracking, along with the growing number of ads per site.

And where there is money to be made, you’ll find social engineering and affiliates.

In a campaign predominantly used on media websites, we found a misleading ad that promised visitors some content they might be interested in.

When we followed the link, we ran into one of the oldest tricks in a malvertiser’s playbook—the website told us we needed something extra in order to be able to view the content.

In the olden days, that something extra used to be video codecs or specific video players, but now we’ll be told we need a browser extension to “continue watching in safe mode.”

You need to install the Adblock Pro - Browser Extension to continue watching in safe mode

Following the prompt to install Adblock Pro we found that the whole trick was set up to promote another blocker called Push Notifications Blocker.

Push Notifications Blocker in the Chrome Web Store

This one is a bit demanding when it comes to the permissions it claims to need. This isn’t always a reason for alarm (we have to ask for certain permissions to enable Malwarebytes Browser Guard effectively, for example), but is something to keep an eye on.

Push Notifications Blocker permissions

The prompt shown below demonstrates what the extension is supposed to do.

Notificatiosn for this site are currently blocked. Do you wnat to allow them? Allow or Keep Blocking?

The extension provides information about the current status of the notifications permission of the website and gives the user control to change it or keep the current setting.

But using this extension soon shows some side effects. The browser becomes extremely slow, and other users have reported redirects happening at unexpected moments, and search results that looked off because they weren’t done with the intended search engine.

A further investigation convinced us that this extension should be classified as adware. What puzzled us is that the exact same trick on the same domain was used to promote other Chrome extensions that promised to block ads, and those extensions have earned the trust of many users.

To us, this looks like a campaign executed by an affiliate, a company that promotes products or services from another company. If someone buys something through the affiliate’s efforts, the affiliate earns a commission.

Certainly the irony of an ad blocker being promoted in a malvertising campaign was not lost on us.

Malwarebytes detects Push Notifications Blocker as Adware.Redirector.

Malwarebytes Premium Security and Malwarebytes Browser Guard block recommendedchain[.]com.


We don’t just report on threats—we remove them

Cybersecurity risks should never spread beyond a headline. Keep threats off your devices by downloading Malwarebytes today.

Scammer robs homebuyers of life savings in $20 million theft spree

A 33-year-old Nigerian man living in the UK and his co-conspirators defrauded over 400 would-be home buyers in the US.

In the initial phase, Babatunde Francis Ayeni and his criminal gang targeted US title companies, real estate agents, and real estate attorneys. Employees of these companies were tricked into clicking malicious attachments and links and filling in their email account login information on fake sites. The entered information went straight to the phishers and allowed the criminals to monitor the emails of those employees.

As soon as the scammers spotted an email where someone was asked to make a payment as part of a real estate transaction, they would change the wiring instructions and let the victims deposit their payments into bank accounts associated with the criminals instead of the legitimate real estate transaction.

Some 400 people fell victim to this sophisticated business email compromise (BEC) scheme. 231 of these victims were unable to reverse the wire transactions in time and lost their entire transaction—often their life savings.

The total losses amount to nearly $20 million. To cover their tracks, the gang would buy Bitcoin with the stolen funds and divide it over three different addresses.

Last year, the FBI warned BEC focused on the real estate sector was on the rise.

“From calendar years 2020 to 2022, there was a 27% increase in victim reports to the Internet Crime Complaint Center (IC3) of BECs with a real estate nexus. In this same time frame, there was a 72% increase in victim loss of BECs with a real estate nexus.”

Ayeni was sentenced to ten years in federal prison for his role in the massive cyber fraud conspiracy.

During the multi-day sentencing hearing, numerous victims provided victim impact statements about how the crime affected them. They noted that in addition to losing all of the money they saved for the purchase of a new home, they felt significant shame, despair, and depression due to being victimized the way they were.

United States Attorney Sean P. Costello said:

“Cyber-enabled crimes can cause substantial and lasting harm to victims in an instant. Criminals across the world may believe that they are causing no harm to their victims and that they are safe behind their keyboards, but this case proves otherwise. With our law enforcement partners, we will continue to aggressively investigate, pursue, and hold accountable the crooks who perpetrate frauds online, wherever they are.”

Better to double-check

When transferring large sums of money, it’s advisable to double check whether the account details mentioned in any email correspond with those of the expected receiver of the funds.

  • Use trusted contact information: always verify account details using contact information from a trusted source, and check whether it matches the information provided in the suspicious email or invoice.
  • Call the company directly: Use a known, verified phone number to call the company and confirm any changes to payment instructions or account details.
  • Use secure verification methods: If available, use secure portals or platforms provided by legitimate vendors to verify account information.
  • If possible, follow up whether the payment came through at the legitimate receiver’s end while you still have the option to reverse the transaction.

We don’t just report on threats—we remove them

Cybersecurity risks should never spread beyond a headline. Keep threats off your devices by downloading Malwarebytes today.

Temu must respect consumer protection laws, says EU

Temu has been accused of a number of infringements on its platform against European Union (EU) consumer law.

The Consumer Protection Cooperation (CPC) Network of national consumer authorities and the European Commission teamed up for a coordinated ongoing investigation into Temu and its practices. The investigation covers a range of misleading and “unduly influences” on consumers’ purchasing decisions, and looks at the information obligations that need to be met by an online marketplace.

The CPC Network is made up of the national consumer authorities of the 27 EU Member States, Norway, and Iceland.

The problems the investigation found cover almost every aspect of misleading advertising one can think of:

  • Fake discounts. Telling buyers that items are offered with a discount when in reality the price is the same or even higher than before.
  • Pressure selling. Claiming that items are in short supply or need to be purchased before a deadline.
  • Forced gamification. Forcing consumers to play “spin the fortune wheel” before accessing the platform without making them aware of the conditions attached to the use of claiming the rewards in the game.
  • Missing and misleading information. Giving incomplete and even incorrect information about consumers’ legal rights to return goods and receive refunds. Temu also fails to tell customers up front that they need to reach a minimum value before they can complete their purchase.
  • Fake reviews. Hosting suspected unauthentic reviews, and providing inadequate information about how Temu ensures the authenticity of reviews published on its website.
  • Hidden contact details. Deliberately making it hard for customers to contact Temu for questions and complaints.

The CPC Network made objections to the fact that Temu does not provide information on whether the seller is a trader or not, and would also like to ensure that any environmental claims are accurate and substantiated.

Temu has one month to reply with a proposal to address the identified issues. Should the company fail to do so, national authorities can take enforcement measures to ensure compliance. These measures can be fines based on Temu’s annual turnover in the Member States concerned.

Temu responded:

“Although we have gained popularity with many consumers in a relatively short time, we are still a very young platform — less than two years in the EU — and are actively learning and adapting to local requirements.”

This is not the only problem Temu is facing at the moment. In June, we reported that the Chinese online shopping giant is facing a lawsuit filed by the State of Arkansas Attorney General, alleging that the retailer’s mobile app spies on users.

In September, a cybercriminal claimed to be selling a stolen database containing 87 million records of customer information. Temu denied it suffered a data breach, a statement supported by other circumstances, but these claims have a tendency to linger on.

And back in February, the trade association Toy Industries of Europe released a report warning that none of the 19 toys it bought on Temu.com complied with EU legislation. After sending the toys to a laboratory for testing, the organization claimed that many of them posed significant risks for children.


We don’t just report on threats—we remove them

Cybersecurity risks should never spread beyond a headline. Keep threats off your devices by downloading Malwarebytes today.

Warning: Online shopping threats to avoid this Black Friday and Cyber Monday 

It’s that time of year again. Thanksgiving will pass just as quickly as it arrived, and the festive season will soon hit full swing as countless people go online for some gift shopping. But where there’s a gift to be bought, there’s also a scammer out to make money.

And make money they do. In the last five years, the Internet Crime Complaint Center (IC3) said it has received 3.79 million complaints for a wide range of internet scams, resulting in $37.4 billion in losses. 

Today, we’re warning of several online threats that could target you over the next few weeks and months: brand impersonation and fakes, credit card skimming, and malvertising. 

1. Brand impersonation scams 

This Black Friday and beyond, you’re likely to see scammers ripping off big name brands. Here are a few fakes you should look out for. 

Temu ads offer discounted PS5s 

Scrolling through Facebook, we were presented with a couple of posts advertising discounted PS5s. 

Ads on Temu showing PS5

“Quit overspending on PS5! This one I got off TEMU is AWESOME and is much cheaper. I’d highly recommend picking this up!” 

Of course, it’s tempting to get a discount on high-value items like a PlayStation 5, but Temu doesn’t actually sell PS5s.

If you click the play button on the “video,” you are instead redirected to a Temu page selling various PlayStation accessories that are not official or in any way approved by Sony.  

Fake Amazon offers you great deals this Black Friday 

Amazon is relatively low cost, it’s convenient, and you can look at someone’s wish list on there. Except in this scam we caught online, the website isn’t really Amazon—check out the URL. 

Screenshot of a fake Amazon site showing goods to buy

Fake online stores like this use Amazon’s branding to sell counterfeit products. Even if you take the risk and buy a knock off product (which we think is a bad idea), you have no guarantee of receiving the merchandise, and definitely no buyer protection. 

Walmart makes it easy for you to buy gift cards 

Nothing says “I saw this and thought of you” like a Walmart gift card on Christmas day. But make sure you are buying from the right website.  

Again, in this example, check out the URL—this website might look Walmart, but it’s a fake that will happily take your money in exchange for nothing. 

Screenshot of a fake Walmart site advertising gift cards

“USPS” now delivers you fraud 

If you’re taking advantage of Black Friday sales and buying many things at once, it can be tricky to keep track of what you’ve ordered. Even if you do know what’s coming, you often don’t know which package service will deliver it to your door. Scammers take advantage of this and will send fake delivery notice emails that encourage you to click on them. 

With this fake USPS site, you are asked to pay a small fee to have your delivery processed. However, once you hand over your card details the scammers can take whatever amount they like and sell your details to other criminals. 

Screenshot of fake USPS site

These scams are very common. In fact, when we looked, we saw 50 fake USPS sites set up in only a day: 

Diagram showing many fake USPS domains

2. Credit card skimmers 

We’re seeing a lot of online stores hosting credit card skimmers, especially smaller retailers.  

A credit card skimmer is a piece of malware that is injected into a website, often through vulnerabilities in the content management system (CMS) or the plugins that the site owner uses. 

When visiting a site that has a card skimmer on it, you’ll likely have no idea it’s even there. However, a single script injection is enough to steal your credit card data. 

Screenshot of code being inserted into a website

Last year, we saw a large uptick in card skimmers just before the holiday season. One particular campaign that we tracked peaked in April 2023, but then really slowed down during the summer months. Across months, cybercriminals had infected multiple websites and built custom templates to trick victims into handing over their credit card details. By October, the same campaign had increased to its highest volume yet, and it is highly likely that this year will be the same. 

When looking at compromised websites, it can be hard to tell what—if anything—is wrong. However, if a site looks like it hasn’t been maintained in a while (for example, it displays outdated information, such as ‘Copyright 2022′) you should avoid entering in your card details. Most compromises happen because a website’s CMS and its plugins are outdated and vulnerable. 

Our free browser extension Malwarebytes Browser Guard blocks credit card skimmers by default. If you visit a compromised store you’ll be shown a warning like this: 

image e05f85

Access to the store isn’t blocked, we just block the skimmer code so it can’t load. And while you could in theory still shop safely, we’d still advise you to avoid buying anything from there. 

3. Malvertising increases in line with gift shopping 

Malvertising—or malicious advertising—is a favorite of scammers, who use online ads and sponsored search results to deliver malware to their unsuspecting victims.  

Malvertising doesn’t require that criminals know a victim’s email address, login credentials, or personal information to deliver them malware. All the scammers need to do is fool someone into clicking on an ad that looks legitimate.  

Last fall, Malwarebytes tracked a 42% increase month-over-month in malvertising incidents in the US. This year we’re seeing a similar uptick, with a 41% increase from July to September as we head into the holiday shopping season. 

In terms of the actual advertiser accounts that are used in malvertising campaigns, most are based in the US and are set up using a combination of fake identities or hijacked accounts. However, according to our research findings, ads originating in Pakistan and Vietnam account for 90% of the fraud. 

Pie chart showing the countries of origin of attacks

Most (77%) of the accounts are used once only—created quickly and then burned. Once that account is dead, cybercriminals spin up the next one and on it goes.  

No brand is safe from malvertisers. We’ve tracked campaigns that spoof Google, Amazon, eBay, Walmart, Lowe’s—and even Malwarebytes.  

Our advice: It’s not always easy to tell a real ad from a scam, so it’s best to avoid clicking on sponsored ads at all. Use genuine search results or navigate directly to the site yourself. 

How to shop safely this holiday season  

  • Remember: If it’s too good to be true then it probably is. Discounted items are tempting—especially at a time of year when lots of spending takes place—but these offers often amount to nothing. Instead, research the best deal at reputable retailers. 
  • Don’t get rushed into making decisions. Scammers will use a sense of urgency to pressure you into performing quick actions before you can properly think things through. Take your time before doing anything like clicking links or entering card details. 
  • Get an ad and malicious content blocker like Malwarebytes Browser Guard. If you’re blocking ads then you can’t be tricked into clicking on them. Browser Guard (which is free!) also protects against credit card skimming and other online threats. 
  • Keep an eye on your financial statements: An uptick in online shopping deserves an uptick in vigilance with checking online bank accounts, credit card statements, investment portfolios—in fact, any financial account data. Flag anything that seems suspicious with your provider. 
  • Protect your online accounts. Use a different password for every account (a password manager is super helpful in generating and storing all your passwords), and set up multi-factor authentication (MFA) wherever you can.  
  • Protect your devices: Most security products offer some kind of web protection that detects malicious domains and IP addresses, including Malwarebytes Premium which offers web and phishing protection. 
  • Clean up your personal data online: Cybercriminals use publicly available information in their scams, so check what information is available about you online using our free Digital Footprint scan. You can also take the first step in removing your personal information from the network of data brokers online with our Personal Data Remover

Thanks to Jerome Segura for his research on this piece.